BS Initiative Ltd acts for clients who own property, or where they have a long Lease with full repairing liability. It is essential to have buildings insurance, and many insurers require a cost assessment of rebuilding after fire damage. This will be required at the start of a policy, and at regular intervals during the policy’s life.

If the property is under insured the insurers will not cover the full cost of rebuilding or refurbishing the building in the event of a fire.